Monthly Archives: April 2015

Debts of our Lives (Part 2): Paying off $130K debt in 6 months was good for our marriage

marriage high5

Going into our marriage, we were a great set up for divorce… statistically speaking anyway. It’s common knowledge that the number one reason for divorce in America is money issues. We had accrued more than $800K in debt coming into the marriage. While we both knew how much combined debt we had, there was no clear pre-marital conversation on how we would address it once we said “I do”. In Part 1 of this post, we talked about realizing that we hadn’t made a solid plan to pay off our debt or save money.  A few months later, it was time to go Janet Jackson mode and take “controoool”! (Get those shoulders movin’!)

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Like sands through the hourglass, so are the debts of our lives… (Part 1)

Hourglass_Money

It was April 2014, about five months after our wedding, and we were ready to call it QUITS! Oh… Not with each other, with our financial advisor and our life insurance agent. They were very nice people, but we were frustrated about not having a plan of attack for our excessive student loan debt and crazy high life and disability insurance payments.

The advice we were getting was not specific to our new situation. Being married is financially different than being single. It’s a two income household now, but it was like our money wasn’t working to our benefit. We weren’t saving or investing as aggressively as we knew we could, and our student loan debt definitely was not decreasing as quickly as we wanted. We didn’t have a plan! Read the rest of this entry

Darko Review: Dave Ramsey’s EveryDollar budgeting system

Our first video! We created a quick tutorial and review of Dave Ramsey’s EveryDollar budgeting system. This tool is designed to help you plan how to spend your money to your best benefit. If you’ve ever wondered where you spent most of your money at the end of the month, EveryDollar just might be the tool for you! Take a look and tell us what you think! Thanks for watching!

Married “two” medicine

DSC08121We were finally catching up on season 5 of The Walking Dead when my (Renée’s) phone rings. “ER” pops up on my caller ID.  “Ugh! Why are they calling  me now?!?” The physician assistant tells me the story of a woman having a miscarriage. I decide that I need to go in.  Nothing unusual about our quality time being interrupted by work.

Half jokingly, “Wanna come with me?” I ask Nii. It’s his day off and no doctor wants to be in the hospital on their day off. Surprisingly, he says,”Ok, I’ll go with you. But, I’m going straight to the lounge. I don’t want anybody stopping me in the ER!” So, we leave the comfort of our home and head in… together.

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