Darko Review: Dave Ramsey’s EveryDollar budgeting system

Our first video! We created a quick tutorial and review of Dave Ramsey’s EveryDollar budgeting system. This tool is designed to help you plan how to spend your money to your best benefit. If you’ve ever wondered where you spent most of your money at the end of the month, EveryDollar just might be the tool for you! Take a look and tell us what you think! Thanks for watching!


About Nii and Renee

A newly married couple in pursuit of financial peace, marital bliss, and career freedom!

Posted on April 11, 2015, in debt, money and tagged , , . Bookmark the permalink. 3 Comments.

  1. I know that if there is any money left over after the month is over that you are supposed to put it toward one of the baby steps (mine is the Emergency Fund). My question is… Can you tell me how to do that exactly? Step by step is good 😉
    Thanks so much!

    Liked by 1 person

    • Hi Tina,

      Thanks for keeping up with us! According to Dave Ramsey’s plan, you should first save $1000 as fast as you can. So, if you have money left over, you should put it in a separate bank account until you have accumulated $1000. That’s your starter emergency fund. Second is to put any money left over toward debt, starting with the lowest debt. As you pay off one debt, put that money toward the next debt until all the debt is paid off. Once all the debt is paid off, then you can use that money to complete your emergency fund (3-6 months worth of expenses). The main point is that you should have a SEPARATE SAVINGS bank account for your emergency fund so that you do not mix it with your checking account. The EveryDollar system can help you see where you are allocating all of your money. Hope this helps!


  1. Pingback: Goodbye student loan debt… Hello 2018! | Keeping up with the Darkos

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